How much is my personal injury claim worth

Have you been injured in a car accident and are thinking of making a claim? If yes, you might be wondering “How much is my claim worth?” The answer can be determined on the basis of damages- examining what injuries you’ve sustained and how they affected you monetarily, physically, and mentally.

In the personal injury case, the injured person is reimbursed for the damages by the other party who is at fault. The amount of compensation can be agreed upon through a negotiated settlement between the parties involved, their insurance companies, and their personal injury claim solicitors.

The value of your personal injury claim will depend on several factors, such as the gravity of your injuries, chances of future medical care, and insurance policies.

What type of compensation will I get for my injuries?

The exact amount of compensation that you’ll receive for your injuries will depend on the facts of your case. For instance, who was at fault, what type of injuries you sustained or whether you will require future medical care are some factors that will help determine the value of your claim. When trying to examine the value of your case, it’s crucial to include the future expenses you’ll spend and the medical expenses incurred so far.

After suffering serious injuries, it’s hard to determine the long-term costs that you’ll have to spend. To get a clear idea of your future medical requirements, you’ll have to wait until you reach the maximum level of improvement. If anyone tries to determine your case value even before you have reached the maximum level of improvement, they’re not being true to you.

Your personal injury claim will help you cover both economic and non-economic damages, such as:

Outstanding medical expenses
Future medical treatment
Pain and injuries you’ve suffered
Income lost while recovering
Property damages

How does your insurance company determine the worth of your claim?

To determine the value of your claim, you must make a list of various types of damages and injuries you’ve suffered, including medical costs and income. Once you have the list of damages with you, your insurance company will calculate the overall value of your claim through the damages formula.

Generally, insurance adjusters calculate the worth of non-economic damages by multiplying the value of medical expenses with the gravity of your injuries. Then, they will arrive at the base value by including the value of income lost due to the injury.

If the insurance adjuster thinks that you’re partially at fault, then the adjuster will subtract the amount equal to the percentage of your fault. For instance, if your total costs and damages amount to ￡120000 and it’s established that you were 30% at fault, you’ll only get 84000.

While most of the accidents appear to be similar, every individual’s circumstances are unique. There are several factors affecting the personal injury claim in the UK, so it’s very rare that two individuals would get the same compensation.

Should you seek help from a personal injury claim solicitor?

It’s crucial to have a personal injury claim solicitor by your side to examine the facts of your case and understand your legal rights. If you only want to get compensated for the damages to your vehicle, you can handle the claim on your own. But if you’ve sustained significant injuries and are eligible for a higher amount of compensation, you must seek help from a claim specialist instead of handling your claim on your own.

An attorney will help you collect evidence to calculate the value of your case. He will accumulate your medical bills and evidence related to economic damages. Moreover, your solicitor will contact your doctor to know your future medical requirements. An experienced personal injury lawyer can represent your case and help you secure maximum compensation after your accident.

The personal injury claim solicitors scotland at Call Nessie have extensive experience in accidental claims. They can help you get the deserving compensation for your damages and loss.

Is there a time limit to bringing a personal injury claim?

Personal injury claims arise due to road traffic accidents or accidents at work or in public places. If you’ve been a victim of an accident and wish to pursue a personal injury claim, you must make sure that you commence the legal proceedings within the strict time limits, or else you may lose the opportunity to get compensation for your damages & injuries. The time limit for filing the claim can vary according to the seriousness of the injury and the age of the individual who sustained the injuries.

The date when you first recognize the fact that you’ve sustained injuries due to someone else’s fault is known as the “date of knowledge.” For instance, if you’re diagnosed with an asbestos-related issue, you can make an asbestos compensation claim within 3 years from the date of injury.

How long after an accident am I eligible to make a claim?

Generally, you can make a claim within three years after an accident or diagnosis of your injury. This is known as the “Limitation period” and it’s good to make a claim as soon as possible without waiting for too long.

Am I eligible to make a claim after three years?

Although the court can extend the three-year time period under exceptional circumstances, it’s very rare. You need to have a solid reason to extend the time period for making a claim. It’s good to prepare your mind that there is no extension to this time period, and you must reach out to an experienced personal injury claim solicitor to start your claim at the earliest.

Exceptions to the limitation period

There are a few exceptions to the limitation period, such as:

Claim on behalf of minors: The claims involving minors can be made at any time before they turn 21.
Criminal injury claims: If you’ve become a victim of a violent crime, the criminal injuries compensation authority will handle your case on your behalf. The CICA defines a deadline of two years to make a claim for your injury.
Mental capacity: There is no deadline to make a claim on behalf of someone who is mentally disturbed.
Fatal claims: If you want to make a claim on behalf of your loved one who has died in an accident, you can make a claim within 3 years, starting from the date they died. If the postmortem report claimed that the person died due to the accident, you can claim within 3 years from the date you found out.
International flights: After being involved in an accident on an international flight, you can make a claim within 2 years from your arrival at your destination.
Domestic flights: You can make a claim within 2 years.

Is it mandatory to finish the claim within the time limit?

You must register your claim within 3 years from the date of the accident or diagnosis of the injury. Based on the complexity of your case and the seriousness of your injuries, sometimes it may take more than three years to settle your claim. However, if you registered your case with the court within the deadline, you don’t have to stress about anything.