The RBL Bank offers a loyalty program for every credit cardholder. It helps them to provide them with various personalized gifts. Moreover, one can receive multiple personalized gifts after redeeming the RBL Credit Card reward points. In this article all information about RBL Credit Card reward points redemption.
Most non-banking financial companies and financial banking companies offer reward points on every credit card transaction. It implies that the more you tend to use the credit card you can accumulate more points. However, once you get a specific point, you can redeem them for availing of certain offers. These offers can range from gift vouchers, cash back, coupons, Airmiles, and many more.
Moreover, one should select a credit card that provides various benefits. You can get the gifts according to the expenditure pattern. If you frequently use your credit card, you can get the benefit of RBL Credit Card reward points redemption. You can use this offer to book all the tickets that you require to travel.
You will get various kinds of credit cards to choose from. However, you need to choose one that offers you the best service according to your preference and need. Some cards can provide you with the power of 4 in 1 cards. Such credit cards come with fantastic reward programs on every transaction that you make. Moreover, you can directly credit some of the co-brand credit card points. However, you get this at the end of every month. To redeem these points, you need to visit the official website of the concerned financial institution.
Redeem your reward points with the help of RBL Bank
Some special procedures can help you to redeem the reward point of your credit card. Especially if you are using the credit card of RBL Bank, you need to follow specific steps to redeem the reward points.
- The RBL Credit Cardholder needs to login into their account with the help of the correct password and username.
- Moreover, the cardholders need to select the category they want to redeem to get the desired gifts. They can choose from the section of shopping, travel, facilities or recharge.
- However, after choosing this option, the customer needs to click on the redeem points while selecting the number of reward points they wish to redeem.
- After receiving the OTP number that they will receive on their registered mobile number, the customer needs to make the payment successfully. It will help them to complete the redemption procedure.
- Finally, if the customer does not have enough reward points, they can use the RBL Credit Card to pay off the remaining amount.
You need not have to wait for your physical credit card to start your shopping. You can activate it with the help of the sign-in details. On the homepage, you need to provide the details, to begin with, the process. While you apply for the card, you should set up a six-digit pin to enable the transaction and start the card’s usage.
Goods and services to purchase with your reward points
Whenever you purchase goods or services with the help of the reward points, you should be aware that you cannot convert these rewards into cash. Moreover, your few words are as valuable as your cash. You can get various lucrative discounts and offers with your credit card. The loyalty program offered to the cardholders by RBL Bank allows the holder to use their reward points for a wide range of products and services. Primarily the benefits include:
- Handpicked collections
- Mobile recharge
- Shopping gifts
- Various personalized gifts
When you go for an RBL Credit Card point redeem, you unknowingly increase the credit score of your credit card. A credit score is one crucial factor you need to consider while applying for your next credit card. It is the score that helps to determine the creditworthiness of the individual. Primarily every banking financial institution and non-banking financial institution looks for a credit score of more than 650 to check the individual as a Creditworthy person. Search individuals get lower interest rates on the principal amount. Hence along with getting the chance of RBL Credit Card reward point redemption, one can also benefit from increasing their credit score.
Pay with the reward points.
If you use a super card instead of a regular card, you will get various additional benefits apart from the offers that a standard credit card will offer you. Some of these benefits include:
- An individual can get an advance on cash at a lower cost with a 1.6% monthly interest rate. You can avail of it with no processing fee.
- One can withdraw cash for up to 50 days with a 0% interest rate.
- The superior rewards program can benefit every individual.
- With the best security feature, your transaction can be safe and secured.
- With instant approval, you can easily access the various offers.